Privacy Policy

Effective Date: [Insert Effective Date]

Global Advisors Real Estate (“Global Advisors,” “we,” “us,” or “our”) is committed to protecting the privacy and personal data of our clients, prospective clients, website visitors, property owners, buyers, investors, suppliers, and other individuals who interact with us.

This Privacy Policy explains how we collect, use, store, share, protect, and otherwise process personal data when you use our website, contact us, request property information, list a property, request a valuation, arrange a property showing, request a personalised property search, or use any of our real estate-related services in Panama.

This Policy is intended to comply with applicable Panamanian personal data protection laws, including Law No. 81 of March 26, 2019, on Personal Data Protection, its implementing regulations, and other applicable legal requirements.

1. Data Controller

The controller responsible for the processing of your personal data is:

Global Advisors Real Estate
Legal Name: [Insert Legal Entity Name]
Address: [Insert Registered or Business Address]
Email: [Insert Privacy Email Address]
Telephone: [Insert Telephone Number]
Website: https://globaladvisorsrealestate.com/

For questions, requests, complaints, or concerns regarding this Privacy Policy or the processing of your personal data, please contact us using the details above.

2. Personal Data We May Collect

Depending on how you interact with us and the services you request, we may collect and process the following categories of personal data:

• Identification information, such as your full name, nationality, identification document details, passport details, date of birth, and signature.
• Contact information, such as your email address, telephone number, postal address, country of residence, and preferred method of communication.
• Property-related information, such as property address, property type, ownership details, property features, pricing expectations, listing details, photographs, videos, and supporting property documents.
• Buyer and investment preferences, such as budget, preferred locations, property requirements, investment objectives, lifestyle preferences, intended use, timing, and financing needs.
• Financial and transaction-related information, where relevant and lawful, such as proof of funds, financing information, banking details, payment information, transaction history, and information required for real estate transactions.
• Communications, including emails, messages, contact form submissions, telephone call information, consultation notes, property enquiries, requests for valuations, offers, and feedback.
• Technical and website information, such as IP address, browser type, device information, operating system, pages visited, referral source, approximate location, cookies, and website usage data.
• Professional information, such as company name, job title, business address, supplier details, contractor information, or professional credentials where relevant to our relationship.

We may also collect personal data from third parties where necessary and lawful, including property owners, buyers, authorised representatives, real estate agents, lawyers, notaries, financial institutions, property managers, inspectors, public registries, service providers, and other professionals involved in a property transaction.

3. How We Use Personal Data

We may process your personal data for the following purposes:

• To respond to enquiries, consultation requests, contact form submissions, and requests for information.
• To provide real estate services, including buyer representation, seller representation, property searches, property valuations, property marketing, property showings, offer coordination, negotiation support, and closing coordination.
• To list, market, advertise, promote, rent, sell, purchase, exchange, or otherwise facilitate real estate transactions involving homes, apartments, condos, land, country properties, commercial properties, and other real estate assets.
• To identify and present properties that may match your lifestyle, family, business, investment, relocation, or property ownership objectives.
• To arrange in-person property showings, live video showings, virtual viewings, property tours, inspections, and meetings.
• To communicate with property owners, buyers, tenants, investors, agents, legal professionals, notaries, banks, property managers, inspectors, and other relevant parties involved in a transaction.
• To assess prospective buyer interest, verify information, coordinate offers, manage negotiations, and facilitate the progression of a real estate transaction.
• To coordinate, where requested or required, with independent attorneys, notaries, inspectors, banks, escrow providers, property managers, accountants, tax advisers, immigration professionals, and other qualified professionals.
• To comply with legal, regulatory, contractual, tax, accounting, anti-fraud, record-keeping, and business obligations.
• To maintain records, manage our business operations, administer client and supplier relationships, and protect our legal rights.
• To send service-related communications, including property updates, appointment confirmations, transaction updates, and relevant administrative notices.
• To send marketing communications, newsletters, market updates, property opportunities, and information about our services when you have provided consent or where otherwise permitted by applicable law.
• To improve our website, services, marketing, user experience, property search tools, internal processes, and client service.
• To prevent fraud, unauthorised activity, misuse of our services, security incidents, and other unlawful conduct.

4. Legal Basis for Processing

We process personal data only when we have a lawful basis to do so. Depending on the circumstances, our legal basis may include:

• Your prior, informed, express, and unequivocal consent.
• The need to take steps at your request before entering into a contract or to perform a contract with you.
• Compliance with legal, regulatory, tax, accounting, or other statutory obligations.
• Our legitimate business interests, provided that those interests do not override your fundamental rights and freedoms.
• The protection of our legal rights, the prevention of fraud, or the defence of legal claims.

Where we rely on your consent, you may withdraw it at any time. Withdrawal of consent will not affect the lawfulness of processing carried out before the withdrawal, nor processing that is necessary under another lawful basis.

5. Marketing Communications

With your consent, or where permitted by applicable law, we may send you emails, messages, newsletters, property alerts, market updates, investment opportunities, and information about Global Advisors Real Estate services.

You may opt out of marketing communications at any time by using the unsubscribe link in an email, replying with an unsubscribe request where applicable, or contacting us at [Insert Privacy Email Address].

Please note that even if you opt out of marketing communications, we may still contact you regarding active enquiries, appointments, transactions, contractual matters, or other essential service-related communications.

6. Cookies and Website Information

Our website may use cookies, pixels, analytics tools, and similar technologies to understand how visitors use the website, improve functionality, measure performance, remember preferences, and support relevant marketing activities.

Cookies are small text files stored on your device when you visit a website. Some cookies are necessary for the website to function properly. Others may help us understand website traffic, improve the user experience, or provide more relevant content.

You can manage or disable cookies through your browser settings. Please note that disabling certain cookies may affect the functionality or performance of parts of our website.

Where required by applicable law, we will request your consent before placing non-essential cookies or similar technologies on your device.

7. Sharing Personal Data

We may share personal data only when necessary, appropriate, and permitted by applicable law. Depending on the circumstances, we may share information with:

• Property owners, buyers, tenants, investors, authorised representatives, and real estate agents involved in a property enquiry or transaction.
• Independent attorneys, notaries, accountants, tax advisers, immigration professionals, banks, lenders, escrow providers, inspectors, appraisers, surveyors, property managers, maintenance providers, and other professionals relevant to a transaction or requested service.
• Website hosting providers, email service providers, customer relationship management platforms, marketing providers, analytics providers, cloud storage providers, and other technology or business service providers.
• Government authorities, regulators, courts, law enforcement bodies, tax authorities, public registries, or other entities where disclosure is required or permitted by law.
• Potential purchasers, investors, successors, or advisers in connection with a corporate restructuring, merger, acquisition, sale of business assets, or similar transaction, subject to appropriate safeguards.

We do not sell personal data as a standalone commercial product. We only share personal data for the purposes described in this Policy, with your consent where required, or as otherwise permitted by applicable law.

8. International Data Transfers

Because our clients, buyers, sellers, service providers, and technology providers may be located in different countries, your personal data may be transferred to, stored in, or accessed from countries outside Panama.

Where we transfer personal data internationally, we will take reasonable steps to ensure that the transfer is carried